FINANCE
NPS Calculator
Estimate NPS pension corpus and monthly pension with annuity at 10% return. Free, instant results 100% in your browser - private and works offline.
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About NPS Calculator
NPS Calculator projects Tier-I corpus with assumed 10% p.a. equity-heavy return, 40% annuity purchase at retirement. NPS is market-linked, low-cost retirement product under PFRDA, with partial equity exposure.
Example
Rs 5,000/month × 25 years @ 10% → Corpus ~Rs 66,92,000
Annuity 40% = Rs 26,76,800 → Pension ~Rs 13,384/month @ 6% annuity
Lump sum 60% = Rs 40,15,000 tax-free per current rules (check latest).
Annuity 40% = Rs 26,76,800 → Pension ~Rs 13,384/month @ 6% annuity
Lump sum 60% = Rs 40,15,000 tax-free per current rules (check latest).
FAQ
Is NPS return guaranteed?
No, market-linked, but long-term equity 9-11% historically.
Related: SIP Calculator • PPF Calculator