PPF Calculator
Calculate PPF maturity amount, total interest and investment for India at current 7.1% rate. Free, instant results 100% in your browser - private and works offline.
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About PPF Calculator
The PPF Calculator estimates maturity for Public Provident Fund at the current 7.1% p.a. (compounded yearly) for India. PPF has a 15-year lock-in with extension in blocks of 5 years, and yearly deposit limit of Rs 500 to Rs 1.5 lakh. Interest is tax-free under EEE and calculated on the lowest balance between the 5th and last day of the month.
Formula
For monthly contributions, our tool compounds yearly as per PPF rules (deposit credited yearly).
Example
Invested: Rs 22,50,000
Maturity: ~Rs 40,68,209
Interest: ~Rs 18,18,209
Extend to 20 years → ~Rs 60,98,000 maturity.
How to use
- Enter yearly investment (500 to 150000).
- Set duration (15 to 50 years).
- Adjust rate if government revises (default 7.1%). See instant maturity, interest and invested total.
Why this PPF calculator
- 100% browser-based – no data leaves your device.
- Matches India Post / SBI PPF statement logic.
- Works offline, includes extension years.
FAQ
Is PPF interest tax-free?
Yes, PPF follows EEE – deposit (80C), interest and maturity are all tax-free.
Can I deposit monthly?
Yes, max 12 deposits per year, but maturity logic compounds yearly. Our tool assumes one yearly deposit for simplicity; for monthly split, maturity is very close.
What is the lock-in?
15 years, extendable by 5-year blocks. Partial withdrawal allowed after 7 years.
Related: EPF Calculator • SSY Calculator • SIP Calculator • FD Calculator